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Professional Legal Counsel When You Need it Most
Rapid City Personal Injury Lawyer
Were you injured in an accident in Rapid City, SD?
At Loos, Sabers & Smith, LLP, we help injured clients across Rapid City pursue full recovery after a serious accident or injury.
If you’ve been seriously injured in Rapid City, the financial pressure often starts before you’ve recovered. Medical costs mount, and the insurance company begins working to limit what it pays. Our firm has represented injured South Dakotans for more than 35 years. We deal with the insurers so you can focus on healing. Our Rapid City, SD personal injury lawyer can investigate the incident, establish who was at fault, and pursue the full value of your claim. Reach out for a free consultation and a clear assessment of your case.
Personal Injury Lawyer Rapid City, SD
A personal injury lawyer represents people harmed by someone else’s negligence, whether in a crash, a fall, or another preventable event. The role is to prove fault, document the full extent of the harm, and hold the responsible party accountable for the losses that follow. Insurance companies rarely pay that full amount without pressure.
Personal injury law covers a wide range of accidents and injuries, but the core question stays the same: who caused the harm, and what has it cost. We answer that question with evidence, and we prepare each case for trial even when we expect it to settle. A claim built for the courtroom carries more weight at the negotiating table.

Types of Personal Injury Cases We Handle in Rapid City
Our practice covers the accidents and injuries that most often bring people to a personal injury lawyer. Each type carries its own evidence, its own deadlines, and its own defense tactics from insurers. These are the Rapid City cases we handle.
Car accidents. These make up the largest share of injury claims in the area. We investigate the crash, establish fault, and pursue the cost of your injuries and lost time.
Truck accidents. Commercial crashes involve federal regulations, corporate insurers, and severe injuries. We move quickly to secure driver logs and other records before they disappear.
Motorcycle accidents. Riders face serious injuries and unfair blame from adjusters who assume the biker was at fault. We counter that assumption with facts.
Bicycle accidents. A cyclist has little protection against a vehicle, and the injuries are often severe. We hold drivers accountable when they fail to share the road safely.
Brain injuries. A head injury can change how a person works, thinks, and lives. We bring in medical proof to show the full and lasting impact of the harm.
Spinal injuries. Damage to the spine can mean lifelong care and lost earning ability. We build claims that account for a lifetime of costs, not just the current bills.
Birth injuries. When negligence during delivery harms a child, families carry medical and emotional weight for years. We pursue the resources those children will need.
Wrongful death. When a preventable incident takes a life, surviving family members can seek accountability and support. We handle these claims with the care they require.
Why Choose Loos, Sabers & Smith, LLP as my Personal Injury Lawyer in Rapid City, SD?
A Certified Civil Trial Specialist
Courtney R. Clayborne has practiced civil litigation in South Dakota since 1989, with a focus on serious injury and accident cases. He is a Certified Civil Trial Specialist, a credential earned through documented courtroom work and held by a small share of attorneys. He earned his law degree at the University of South Dakota and is admitted in South Dakota, before the U.S. District Court for the District of South Dakota, and before the Eighth Circuit Court of Appeals. His trial background includes work on behalf of major insurance carriers, so he understands how those companies evaluate, defend, and pay claims, and he brings that insight to the injured people he represents now.
For more than three decades, our attorneys have represented injured people across the Black Hills, with millions of dollars recovered in accident and injury claims. We handle personal injury cases on contingency, so you pay no fee unless we recover for you, and every consultation is free. We know the Rapid City courts and the insurers that operate here, and we bring that familiarity to your case from the first meeting.
Understanding Personal Injury Cases
A personal injury case is a claim for everything the injury took from you, measured in medical costs, lost income, and lasting effects. Vehicle crashes alone injure millions of people across the country each year, a pattern national crash data tracks in detail. Understanding how these cases work helps you protect what you’re owed.
Damages, Liability, and Compensation for Personal Injury Cases
South Dakota law allows an injured person to recover for losses caused by another party’s negligence. Fault is central to that recovery. The state applies a comparative negligence rule, which lets an injured person recover even when they share some blame, as long as that share was slight next to the other party’s, with damages reduced in proportion. Compensation generally falls into a few categories.
Medical expenses, covering both current treatment and future care.
Lost income and reduced earning capacity when an injury limits your work.
Pain, suffering, and the effect of the injury on daily life.
Property damage and other out-of-pocket costs.
Wrongful death damages when an injury proves fatal.
Putting an accurate figure on these losses takes more than adding up receipts. Your claim’s value depends on future needs and long-term effects, and the types of damages available shift with the facts of each case.
Rapid City Personal Injury Infographic

What Are Important Aspects of a Personal Injury Case?
A few factors shape the outcome of a personal injury claim more than any others. We address each one at the start of a case.
The evidence. Records, photographs, and witness accounts weaken over time, so we work to preserve them early.
The medical documentation. Consistent treatment connects the injury to the incident, and gaps in care give insurers room to dispute the claim.
The insurance response. Adjusters are trained to reduce payouts, and an early recorded statement is one method they use to do it.
The early decisions. Some of the most damaging errors happen right after an injury, and avoiding common mistakes can protect the value of a claim.
What Is The Personal Injury Case Timeline?
Every claim moves at its own pace, shaped by your recovery and the strength of the evidence. Most follow a familiar sequence.
Medical treatment and documentation, which establish the injury and its effects.
Investigation, where we gather records, reports, and proof of your losses.
The demand and negotiation, where we present the claim and pursue a settlement that reflects your losses.
Litigation, if the insurer refuses a fair resolution, which South Dakota law permits within a set deadline.
Resolution, through settlement or, if the case proceeds to trial, a verdict.
What Should You Bring to Your Personal Injury Consultation?
The documents you bring let us assess liability, damages, and the strength of your claim during the first meeting. Each one answers a specific question about your case.
Any incident or police report, which records the official findings and how fault was assigned.
Photographs of the scene, the hazard or vehicles, and your injuries, which show what happened and the harm it caused.
Insurance information for everyone involved, which tells us what coverage is available and where compensation may come from.
Medical records and bills to date, which document the injuries, treatment, and costs at the core of your damages.
Proof of lost income, such as pay stubs or an employer letter, which supports a claim for the wages the injury has cost you.
At that first meeting, which is free, we review these materials, explain your rights, and give you an honest assessment of whether you have a claim worth pursuing.
What Are Important South Dakota Legal Resources for Personal Injury Cases?
A few resources can help you understand the rules behind a South Dakota personal injury claim. They offer useful background, though none replaces advice about your own case.
South Dakota sets a three-year deadline to file most personal injury lawsuits, measured from the date of injury.
The state follows a comparative negligence standard, so partial fault reduces, but does not always bar, your recovery.
The South Dakota Office of Highway Safety publishes South Dakota crash data on how and where collisions occur.
The court self-help resources from the state judiciary explain how civil cases move through the courts.
Reach Out to Loos, Sabers & Smith, LLP to Schedule a Consultation
You don’t have to face the insurance company on your own. Our personal injury attorneys will investigate the incident, handle the insurers, and pursue the compensation your claim is worth. There is no fee unless we recover for you, and your first consultation is free. Contact us to review your claim.
LOCATIONS SERVED
South Dakota
Rapid City, SD
Sturgis, SD
Spearfish, SD
Deadwood, SD
Black Hills, SD
Case Results
$4,999,257
Arbitration award for wrongful termination of contract; upheld on appeal; Spiska v. SPM Thermo-Shield, 730 N.W.2d 683 (SD 2007)
$1,250,000
Policy limits settlement involving bi-lateral lower leg fractures caused by head-on collision.
$690,000
Settlement regarding spousal assault
$500,000
Policy limits settlement for traumatic brain injury and vision deficits as a result of motor vehicle accident
$400,000
Settlement for insurance bad faith related to wrongful denial of workers compensation benefits
$300,000
Verdict for traumatic brain injury from motor vehicle accident
$160,000
Settlement for assisted living resident injured while being transported to medical appointment
$100,000
Settlement for fall at assisted living center
GOOGLE REVIEW
Client Review
“I witnessed Holly in trial she won our case for us, I was very impressed by her she was very professional and her demeanor was amazing. She has the greatest personality and she truly wants the best for her clients. I will come to her for all of my legal issues. Thank you Holly for giving our family justice.” Lauren Sewell