Car Accident Lawyer South Dakota

Common Types Of Car Accidents

Car accidents, unfortunately, are a common occurrence on the roads of South Dakota and across the United States, leading to significant physical, emotional, and financial tolls on those involved. At The Law Office of Loos, Sabers & Smith, LLP, we have represented countless clients in navigating the aftermath of various types of car accidents. Drawing from our extensive experience, we aim to shed light on the most common types of car accidents, emphasizing the importance of seeking proficient legal representation from a car accident lawyer in South Dakota to safeguard your rights and interests.

Rear-End Collisions

Rear-end collisions are among the most frequent types of car accidents. They typically occur when a vehicle crashes into the one in front of it. Common causes include sudden stops, tailgating, or distracted driving. Victims of rear-end collisions can suffer from whiplash, back injuries, and other serious conditions. Our team at The Law Office of Loos, Sabers & Smith, LLP, is adept at handling such cases, ensuring that our clients receive the compensation they deserve for their injuries, pain, and suffering.

Side-Impact Collisions

Also known as T-bone or broadside collisions, side-impact accidents usually happen at intersections and are often the result of failing to yield the right of way or running a red light. The impact of these collisions can be devastating, as the side of a vehicle offers less protection than the front or rear. Injuries can be severe, ranging from broken bones to traumatic brain injuries. We are committed to thoroughly investigating these accidents, consulting with accident reconstruction experts when necessary, to build a strong case on behalf of our clients.

Head-On Collisions

Head-on collisions, though less common than rear-end or side-impact accidents, are particularly dangerous and often fatal. These occur when the front ends of two vehicles hit each other, usually as a result of wrong-way driving, drunk driving, or distracted driving. The consequences of head-on collisions can be catastrophic, including life-altering injuries or death. Our team understands the gravity of these accidents and works diligently to ensure that the victims or their families are compensated for their immense losses.

Multi-Vehicle Pile-Ups

Multi-vehicle pile-ups involve three or more vehicles and can result from a chain reaction of rear-end collisions, especially in poor visibility or hazardous road conditions. These accidents can be complex, with multiple parties involved, making it challenging to determine liability. At The Law Office of Loos, Sabers & Smith, LLP, we possess the expertise to navigate the complexities of multi-vehicle accidents, ensuring that our clients’ rights are protected amidst the confusion and chaos.

Single-Vehicle Accidents

Single-vehicle accidents can result from a variety of factors, including driver error, poor road conditions, or vehicle malfunctions. These accidents can involve collisions with barriers, trees, or rollovers. While it may seem straightforward, determining liability and pursuing compensation in single-vehicle accidents can be complicated. Our experienced car accident lawyers in South Dakota are skilled in investigating these accidents to identify any third-party liability, such as municipal entities for unsafe road conditions or manufacturers for defective vehicle parts.

The Principle Of Comparative Negligence

Comparative negligence is a legal doctrine used to apportion fault among multiple parties involved in an accident. Under this principle, the compensation awarded to an injured party can be reduced by a percentage that corresponds to their degree of fault in the accident. For instance, if a plaintiff is found to be 20% at fault for an accident, the damages they receive will be reduced by 20%. This principle ensures a fairer and more equitable resolution by considering the actions of all parties involved.

In South Dakota, as car accident lawyers, we navigate the complexities of this doctrine to advocate for our clients’ best interests. It is essential to accurately assess and argue the degree of fault to maximize the compensation our clients can receive. The application of comparative negligence in South Dakota requires a meticulous approach to evidence and argumentation, qualities that our team at The Law Office of Loos, Sabers & Smith, LLP, prides itself on.

Why You Need Legal Representation

When facing a car accident claim involving partial faults, the importance of having skilled legal representation cannot be overstated. An experienced car accident lawyer in South Dakota will have the necessary knowledge to navigate the legal system, ensuring that the client’s partial fault is accurately represented and argued. This can involve gathering and presenting evidence, such as eyewitness testimonies, camera footage, and expert opinions, to support the client’s case and minimize their attributed fault.

Moreover, negotiating with insurance companies and opposing counsel requires a strategic approach. Insurers often attempt to attribute a higher degree of fault to claimants to reduce payouts. Our team at The Law Office of Loos, Sabers & Smith, LLP, is adept at countering such tactics, advocating tirelessly to ensure our clients receive fair treatment and the compensation they deserve.

One of the main challenges in cases involving partial faults is determining the exact percentage of fault attributable to each party. This often involves complex legal arguments and, sometimes, the need to go to trial. Our firm is well-versed in developing compelling arguments and employing effective strategies to present our clients’ cases in the best possible light, whether during negotiations or in the courtroom.

Common Injuries Associated With Car Accidents

At The Law Office of Loos, Sabers & Smith, LLP, we have witnessed firsthand the broad spectrum of injuries that can arise from car accidents. It’s important to understand these injuries, as recognizing their potential severity and long-term implications is the first step towards seeking appropriate legal recourse and compensation.

Whiplash And Soft Tissue Injuries

Whiplash stands out as one of the most frequently reported injuries following a car accident, particularly in rear-end collisions. This injury occurs when the sudden force of the crash causes the neck to snap back and forth, leading to muscle, ligament, and tendon damage in the neck and upper back. Similarly, soft tissue injuries can affect any part of the body, manifesting as sprains, strains, or contusions, which, while often overlooked in their seriousness, can lead to prolonged discomfort and mobility issues.

Traumatic Brain Injuries (TBIs)

Traumatic Brain Injuries, including concussions, are a grave concern and represent a significant portion of the injuries we encounter. TBIs can range from mild, with short-term symptoms, to severe, potentially leading to long-term cognitive, physical, and behavioral impairments. The impact on the victim’s quality of life can be profound, requiring extensive medical treatment and rehabilitation services.

Broken Bones And Fractures

The force exerted during a car accident can easily result in broken bones and fractures, with common sites including the arms, legs, ribs, and pelvis. The severity of such injuries can vary greatly, from simple fractures that heal with minimal intervention to complex breaks that necessitate surgical repair and prolonged physical therapy. These injuries can impose significant limitations on a victim’s daily activities and livelihood.

Spinal Cord Injuries And Paralysis

Spinal cord injuries, which may result in partial or complete paralysis, are among the most catastrophic outcomes of car accidents. The location and severity of the spinal injury determine the extent of paralysis and the impact on the victim’s life, often requiring life-long care and significant adaptations to living arrangements and daily routines. The financial and emotional costs of these injuries are immense, underscoring the importance of securing comprehensive legal representation.

Psychological Trauma

It is crucial not to underestimate the psychological impact of car accidents. Many victims experience post-traumatic stress disorder (PTSD), anxiety, depression, and other mental health issues following an accident. These conditions can be as debilitating as physical injuries, affecting a victim’s ability to return to normal life and necessitating professional mental health support.

Car Accident Infographic

South Dakota Car Accident Statistics

According to the National Safety Council, the number one cause of personal injury in this country is car accidents. There are more than six million crashes each year that leave approximately three million people with injuries. See South Dakota stats on traffic collisions here. 

If you have been injured in a crash caused by someone else, makes sure you have a skilled car accident lawyer from our firm fighting for you to make sure you get the financial compensation you may be entitled to.

What To Do During A Car Accident

Experiencing a car accident is a harrowing ordeal that can leave even the most seasoned drivers flustered and unsure of the next steps to take. At The Law Office of Loos, Sabers & Smith, LLP, our team of attorneys aims to equip our clients and the general public with the knowledge and preparedness to navigate the aftermath of an accident. Understanding the proper actions to take immediately following a car accident not only ensures your safety but can also be pivotal in protecting your legal rights.

1. Prioritize Safety

First and foremost, assess the safety of yourself and any passengers. If possible, move to a safe location away from traffic to prevent further accidents. It’s crucial to check for injuries and call 911 if medical attention is needed. Safety should always be the top priority.

2. Call The Police

Regardless of the accident’s severity, it’s essential to call the police. A police report serves as a valuable piece of evidence in documenting the accident, detailing the involved parties, and noting any violations of law. This report can be instrumental in the claims process with insurance companies and in legal proceedings.

3. Exchange Information

While waiting for the police to arrive, exchange contact and insurance information with the other driver(s). This includes names, addresses, phone numbers, insurance policy numbers, and vehicle details. However, it’s important to limit conversation about the accident to avoid admitting fault inadvertently.

4. Document The Scene

If it’s safe to do so, take photographs of the accident scene, including damage to all vehicles involved, any visible injuries, and relevant road conditions or traffic signs. These visuals can provide critical evidence for insurance claims and legal cases.

5. Gather Witness Information

If there are witnesses to the accident, collect their contact information. Witness statements can offer unbiased perspectives on the accident, which might be crucial in establishing fault and supporting your claim.

6. Seek Medical Attention

Even if you do not feel injured immediately after the accident, it is advisable to seek medical attention. Some injuries, like whiplash or internal injuries, may not be immediately apparent. A medical record starting from the accident date is also essential for any insurance or legal claims related to personal injury.

7. Notify Your Insurance Company

Inform your insurance company about the accident as soon as possible. Providing them with accurate information and cooperating fully will facilitate the claims process. However, be cautious in your communication and consider consulting a car accident lawyer before accepting any settlements.

8. Contact Our Team

Seeking legal advice from our qualified South Dakota car accident lawyers is a prudent step. At The Law Office of Loos, Sabers & Smith, LLP, we offer skilled legal counsel to guide you through insurance claims and potential legal proceedings. We can help protect your rights and ensure you receive fair compensation for any damages and injuries.

Car Accident Compensation

Victims of car accidents are often entitled to recover compensation for a range of losses and damages. Understanding these categories can significantly impact the outcome of your claim, ensuring that you are adequately compensated for the full extent of your losses.

Medical Expenses

Victims can recover costs for medical treatment related to injuries sustained in the accident. This includes, but is not limited to:

• Emergency room visits
• Hospital stays
• Surgeries
• Medications
• Rehabilitation and physical therapy
• Future medical care, if necessary

Lost Wages And Earning Capacity

If the injuries from the accident prevent you from working, compensation can include:

• Lost wages for the time off work
• Loss of earning capacity if the injuries affect your ability to earn a living in the future

Property Damage

Compensation for property damage typically covers:

• Repairs to or the replacement value of your vehicle
• Damage to personal items in the vehicle at the time of the accident

Pain And Suffering

This category compensates victims for the physical pain and emotional distress experienced as a result of the accident. It includes:

• Physical discomfort and pain
• Emotional and psychological trauma, such as anxiety, depression, and loss of enjoyment of life

Punitive Damages

In cases where the at-fault party’s actions were particularly reckless or egregious, punitive damages may be awarded as a way to punish the wrongdoer and deter similar behavior in the future.

Wrongful Death And Survivor’s Claims

If the car accident results in a fatality, the victim’s family may be entitled to wrongful death compensation, which can include:

• Funeral and burial expenses
• Loss of the deceased’s future earnings
• Loss of companionship and support

Dealing With The Insurance Company

Dealing with insurance companies in the aftermath of a car accident can be a daunting task. The process is often complicated, with various pitfalls that can jeopardize the compensation you rightfully deserve. At The Law Office of Loos, Sabers & Smith, LLP, our experienced car accident lawyers in South Dakota have successfully handled numerous cases. Below, we provide a comprehensive guide to effectively dealing with insurance companies following a car accident.

Knowing Your Policy

• Review Your Coverage: Before initiating a claim, thoroughly review your insurance policy to understand the extent of your coverage. This includes liability, collision, comprehensive, and any additional coverage you may have.
• Understand Your Rights: Familiarize yourself with your rights under your policy and local laws. This knowledge will empower you to advocate for yourself more effectively.

Initiating The Claim

• Prompt Reporting: Report the accident to your insurance company as soon as possible, adhering to the deadlines stipulated in your policy. Delaying this step can lead to complications or denials of your claim.
• Accurate Information: Provide a clear and accurate account of the accident. However, avoid making speculative statements or admitting fault until all facts are established.

Documenting Evidence And Damages

• Gather Evidence: Collect as much evidence as possible from the accident scene, including photos of the damage, witness statements, and a copy of the police report.
• Record Expenses: Keep a detailed record of all expenses related to the accident, including medical bills, repair estimates, and any other costs incurred.

Communicating With Insurance Adjusters

• Be Cautious: Remember that insurance adjusters work for the insurance company and their primary goal is to minimize the company’s payouts.
• Avoid Recorded Statements: Politely decline to give a recorded statement until you have consulted with a car accident lawyer. What you say can be used to diminish the value of your claim.
• Do Not Rush To Settle: Adjusters may offer a quick settlement to close the case. Consult with a lawyer to ensure that the offer adequately covers all your damages and future needs.

Negotiating Your Claim

• Understand The Value Of Your Claim: Have a clear understanding of the full extent of your damages, including current and future medical expenses, lost wages, and pain and suffering.
• Make A Counteroffer: If the initial settlement offer is too low, be prepared to make a counteroffer supported by evidence and documentation of your damages.

Car Accident FAQs

What is the statute of limitations for filing a car accident lawsuit in South Dakota?

In South Dakota, individuals involved in a car accident have a limited time frame to file a lawsuit. The statute of limitations for personal injury claims is three years from the date of the accident. This means that if you have been injured in a car accident, you must initiate legal proceedings within three years to seek compensation for your injuries. Failure to file within this period generally results in the loss of your right to sue. This statute encourages timely and efficient resolution of disputes and ensures that evidence remains fresh and reliable.

How does South Dakota’s comparative negligence rule affect my car accident claim?

South Dakota follows the “modified comparative negligence” rule, which affects how compensation is awarded in car accident cases. If you are found to be partially at fault for the accident, your compensation will be reduced by your percentage of fault. For instance, if you are 30% at fault and your damages amount to $10,000, you would receive $7,000. However, if you are found to be 50% or more at fault, you will not receive any compensation. This rule underscores the importance of establishing the other party’s fault in the accident.

What types of damages can I recover after a car accident in South Dakota?

After a car accident in South Dakota, you may be entitled to recover several types of damages, categorized into economic, non-economic, and, in rare cases, punitive damages. Economic damages cover tangible losses such as medical expenses, property damage, and lost wages. Non-economic damages compensate for intangible losses, including pain and suffering, emotional distress, and loss of enjoyment of life. Punitive damages are not related to your actual losses but are intended to punish the at-fault party for egregious behavior and deter similar actions in the future.

Am I required to report a car accident in South Dakota?

Yes, South Dakota law mandates that any car accident resulting in property damage exceeding $1,000 or causing any injuries or fatalities must be reported to the police. The report should be made immediately following the accident. This legal requirement ensures that there is an official record of the incident, which can be crucial for insurance claims and potential legal actions. Failing to report such an accident can result in penalties, including fines and potential complications with your insurance claim.

Can I still recover compensation if I was not wearing a seatbelt during the accident?

In South Dakota, not wearing a seatbelt at the time of the car accident does not automatically disqualify you from recovering compensation for your injuries. However, the defense may argue that your injuries were exacerbated by your failure to wear a seatbelt, potentially affecting the amount of compensation you receive. The court may consider the extent to which not wearing a seatbelt contributed to your injuries and adjust your compensation accordingly, based on the principle of comparative negligence.

The Law Offices of Loos, Sabers & Smith LLP – South Dakota Car Accident Law Firm 

2834 Jackson Blvd Suite 201
Rapid City, SD 57702

Schedule A Consultation Today

At The Law Office of Loos, Sabers & Smith, LLP, we are acutely aware of the challenges that victims face in the aftermath of a car accident. Our dedicated team of car accident lawyers in South Dakota is committed to guiding our clients through every step of the legal process, ensuring that they are well-informed and adequately represented. We strive to secure the maximum compensation possible, recognizing the significant impact that such financial support can have on the recovery and well-being of accident victims and their families.

Our experience has taught us the importance of prompt and decisive action following a car accident. Understanding your legal rights and obligations, such as reporting requirements and the implications of not wearing a seatbelt, can significantly influence the outcome of your case. Our attorneys pride ourselves on our ability to navigate the legal system with confidence and compassion. Our goal is not only to achieve favorable outcomes for our clients, but also to make sure that the process is as stress-free as possible. Trust us to be your advocates and allies in securing the justice and compensation you deserve.